These Terms of Service (“Terms”) govern your use of manna (the “Service”) provided by [Company Legal Name] (“we”, “us”). By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
1. Eligibility and accounts
You must be at least [16/18] and able to form a binding contract. You agree to provide accurate information, keep your password confidential, and are responsible for all activity under your account. We recommend enabling two-factor authentication. Notify us immediately of any unauthorized use.
2. The Service
The Service is an online budgeting and financial-planning tool that supports personal and organization (multi-user) accounts. We may add, change, or remove features over time.
3. Acceptable use
You agree not to:
- use the Service for any unlawful purpose or in violation of any applicable law;
- attempt to access data that is not yours, or to bypass authentication or tenant isolation controls;
- probe, scan, overload, or disrupt the Service or its infrastructure;
- upload malicious code or unlawful, infringing, or harmful content;
- reverse engineer or resell the Service except as permitted by law.
4. Your content and data
You retain ownership of the data you enter. You grant us a limited license to host, process, and display that data solely to operate and provide the Service to you. Our handling of personal data is described in our Privacy Policy.
5. Availability and disclaimer
The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, to the maximum extent permitted by law. We do not warrant that the Service will be uninterrupted, error-free, or that any figures or outputs are accurate for your purposes. The Service is a planning tool and does not constitute financial, accounting, tax, or legal advice.
6. Limitation of liability
To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, or data. Our total liability arising out of or relating to the Service will not exceed [the greater of amounts you paid us in the prior 12 months or USD 100].
7. Termination
You may stop using the Service and delete your account at any time from your profile page. We may suspend or terminate access if you breach these Terms or to protect the Service or other users. Sections intended to survive termination (e.g. disclaimers, liability limits) will continue to apply.
8. Changes to these Terms
We may update these Terms from time to time. The “Last updated” date above reflects the latest version, and your continued use after changes take effect constitutes acceptance.
9. Governing law
These Terms are governed by the laws of [country / state], and any disputes will be subject to the exclusive jurisdiction of the courts of [location], without regard to conflict-of-laws rules.
10. Contact
[Company Legal Name]
[Registered address]
[support@yourdomain.com]